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         TERMS & CONDITIONS

Welcome to GUTK’s “RBG Community Network Ministry (“RBG-CNM”) and our RBG Loyalty Rewards Ministry (“RBG-LRM”).


These Terms and Conditions (“Agreement”) governs consumer (“Supporter”) participation in the RBG-LRM. In this Agreement the following definitions may also apply:



Supporter agrees to be bound by this Agreement, as well as future amendments, when Supporter joins the RBG-LRM and uses their RBG-LRC.



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1. Participating Vendors.

See current RBG Vendor Directory. Please note that the RBG Vendor directory is still in development. If you are a Vendor and would like to partake in this ministry Click Here.


2. Ministry Description.

The RBG-LRM offers black business Supporters; immediate in-store savings of five-percent (5%) on all purchases. Supporters may also receive an additional in-store savings on identified products/ services offered by participating Vendors. We may also offer you other promotions, benefits, and rewards for supporting participating RBG Vendors.


3. Requesting a RBG Loyalty Rewards Card.

You may enroll in the RBG-LRM and register to obtain your RBG-LRC in a number of ways:

- Click Here

- Clicking on the “RBG Loyalty Rewards” logo on a participating Vendor’s website

- at the check-out or at the Customer Service counter (at participating Vendor

locations).



You must be atleast 13 years of age (or age of majority); to have an RBG Loyalty Card. The RBG-LRM is open to individuals, companies, businesses, charities, corporations, partnerships and any other legal entity.


To obtain the available in-store savings and to participate in other promotions and benefits we offer at participating Vendor locations as part of the RBG-LM; you must present your RBG Loyalty Rewards Card at check-out.


4. Keeping Information Current.

You agree to submit and maintain accurate and current User information in connection with your RBG-LRC account. Such information includes name, address, email address, and telephone number. Due to needed technical upgrades of our system; you cannot update, change, delete, or modify your account information on your RBG Loyalty card once it is issued; yet you may request a new card to be issued with your updated information.You may submit a request for a new card at the Customer Service counter (at participating Vendor locations); or by simply submitting a new sign-up form.



When you agree to become a RBG-LRM member, you agree that we may collect, retain and use the information we collect as described in this Agreement. You may request to see any of your personal information if it is retrievable in the ordinary course of business and if providing access does not impose an unreasonable burden. You may make such a request by filling out the following inquiry form. We will mail the information you’ve requested to the address you have on file. There is a $3.00 processing fee per each request.




5. Security of your RBG Loyalty Rewards Card.

You are solely responsible for the security of your RBG-LRC and your username and password to access the RBG-LRM online. We will not be responsible for any lost or stolen RBG-LRC, or unauthorized access to your account. You should not share your card or your Username and password with anyone. We are not responsible for verifying the identity of persons using your RBG Loyalty Rewards Card or accessing our websites with your Username and password.


6. Privacy.

The RBG-CNM values the privacy of our Supporters. We do not sell or share the personal information of our Supporters to any third party outside of the RBG-CNM, except as provided in this Agreement.


A. Information that We Collect About You.

We may collect information about Supporters in order to fulfill our ministry; as to provide services, products, and other opportunities to our community, ministry Supporters, and website users; such as the discounts and benefits associated with the RBG-LRC.


We use the data we collect to allow us to (i) analyze and monitor “black dollar” activity; (ii) promote and support the RBG Community Network Ministry (inclusive of the RBG Loyalty Rewards Ministry); and (iii) develop a knowledge base regarding our Supporters and website users. The information we may collect includes personal information and purchase information.


"Personal Information"we may collect as a part of the RBG-CNM includes:

• Your name, address, email, birth month and year, phone number, social media, and other demographics.

• Information we obtain from third parties for the purpose of data verification and supplementation as described in section 6E below, which becomes associated with your personal information.


"Purchase Information" includes:

Information about your purchases that we may obtain when you use your RBG Loyalty Rewards Card (date and time of purchase, contents of purchase, store location, total dollar amount of purchase). The RBG Loyalty Rewards Card is separate from and will not access participating Vendors’ pharmacy records, which are maintained under a separate privacy policy in compliance with federal and state laws.

PLEASE NOTE that currently our RBG-LRC does not record or track purchasing data. You can use your RBG Loyalty Rewards Card when making a purchase and the RBG Loyalty Rewards Card will not record any details of the products that you have purchased. RBG Loyalty Rewards Card purchasing data may become available in the near future; as the RBG-CNM reserves the right to track and record purchasing data of card holders.


B. Uses of Personal Information.

Personal Information is collected, used, and shared when you use our Website, and each time you swipe your RBG-LRC. The following information may appear on your RBG-LRC: User Name, email, telephone number, country, postal code, social media. We may retain and use the personal information we collect about you in the conduct of our business. For example, we may use the information to: a) provide you the benefits offered through the RBG-LRM; b) mail or email information to you about promotions, offers or services we think will be of interest to you; c) monitor and evaluate the success of the RBG-LRM.


C. Sharing of Personal Information.

Except as noted within this Agreement we will not sell or share any personal information that we collect about you or provide it to any third party outside the RBG-CNM without your consent. We may, however, give you the option to share your information with voluntary programs operated by third parties that coordinate with the RBG-CNM. By electing to share your purchase information with the organization that runs the coordinated program, you may qualify for benefits offered under the coordinated program. If you decide to share your information with a third party, please keep in mind that once your information has been shared it will be subject to the third party’s privacy and data collection practices.


D. Collection of General Aggregate Information.

To improve the products and services offered, we may aggregate information about the purchases of all people who are RBG-LRM members. Aggregate information does not include any personal information. We use aggregate information (such as the amounts and types of groceries purchased by typical Supporters of African/ Indigenous owned grocery stores) to gain a better understanding of our Supporters’ needs and preferences, to identify the effectiveness of promotions, and to provide new or better products and services to active Supporters. We may also use such information to provide special offers to RBG-LRM members who have elected to receive such offers. If you’ve elected to receive such offers they may be mailed to your home, sent electronically, or given to you by a Vendor of this ministry. We may share aggregate information with third parties; as to allow them to measure the effectiveness of the RBG Loyalty Rewards Ministry, and Vendor marketing/ advertisements.


E. Third Party Data Practices.

Occasionally, we may use a third party to verify or supplement our data, including personal information. For example, we may receive updates from the National Change of Address service to ensure the accuracy of our customer address information, or we may purchase a mailing list or other information about RBG-LRM member interests in certain products and combine this information with information in our database. We may share our data with third parties who provide services to us, such as our auditors and accountants, our attorneys, or third parties who provide data entry for RBG-LRM applications data, who conduct consumer research for us, or who mail materials or post advertisements on our behalf. If we use a third party to provide services that involve access to any personal information, it will be for limited purposes and in compliance with these privacy policies.


F. Disclosure of Information in Response to Court Order or Emergency.

We may elect to disclose personal information about you without prior notice in response to law enforcement activity or other governmental request; to respond to subpoenas, court orders or administrative agency requests for information; to enforce our contract or property rights; to protect ourselves or others; or when required or otherwise permitted by law. All information that we collect may also be disclosed in connection with the proposed sale, transfer, merger of the ministry, or any charter or other organization of the ministry to which the information relates.


G. Website Privacy Policy.

If you use GUTK’s website, or participating Vendor’s website; you agree to be subject to the website privacy policy that appears on the site.


H. Data Security Practices.

We use commercially reasonable means to protect the integrity of our systems and the confidentiality of collected data. We cannot provide absolute assurances against, and will not be liable for, breaches of confidentiality due to system failures or unauthorized access by third parties.


7. Amendments & Terminations  

The RBG Loyalty Rewards Card is accepted at the sole discretion of each participating Vendor. We reserve the right to change, amend, temporarily suspend or terminate this Agreement and the RBG-LRM at any time at our sole discretion. Any change in this Agreement will be immediately effective when it is posted on the ministry website. You are responsible for keeping informed of changes to this Agreement. If you misuse your RBG Loyalty Rewards Card or otherwise abuse the RBG-LRC, we may in our sole discretion immediately terminate, suspend, or limit your participation in the program without prior notice to you. If we fail to exercise our rights under this Agreement on any occasion we may elect to enforce those rights on any other occasion, at our sole discretion.


If you no longer wish to participate in the RBG Loyalty Rewards Card Program; simply stop using your RBG Loyalty Rewards Card and Account. By using your RBG Loyalty Rewards Card, you agree to be bound by this Agreement as it may be amended from time to time.


8. DISCLAIMERS; LIMITATION OF LIABILITY.

USE OF THE RBG-LRM AND ANY OF ITS ASSOCIATED BENEFITS IS AT YOUR SOLE RISK. RBG LOYALTY REWARDS CARD BENEFITS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.


RBG-LRM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.


RBG-LRM MAKES NO WARRANTY THAT (i) THE RBG-LRC WILL MEET YOUR REQUIREMENTS, (ii) THE RBG-LRC WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR (iii) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU FROM YOUR USE OF THE RBG-LRC WILL MEET YOUR EXPECTATIONS.


RBG-LRM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE RBG-LRC, OR ANY OTHER PRODUCTS/ SERVICES OFFERED BY THE RBG-LRM, OR ANY BENEFITS THEREOF; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED VIA USE OF THE RBG-LRM; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR RBG-LRC DATA; OR (iv) ANY OTHER MATTER RELATING TO THE RBG-LRM.


SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL, CONSEQUENTIAL OR OTHER DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.


9. Governing Law.

This Agreement, and the respective rights and obligations of the parties hereunder, shall be governed by, and construed in accordance with, the laws of the State of North Carolina, without regard to conflict of law principles.


10. Acceptance of Terms.

These Terms and Conditions constitute the entire agreement between you and the RBG Community Network Ministry regarding the RBG Loyalty Rewards Card. This Agreement may not be amended except in writing approved by the RBG Community Network Ministry.

Participation in the RBG-LRM will constitute your acceptance of these Terms and Conditions as they are amended from time to time.


These Terms and Conditions were last modified on August 17, 2017.